These Website Terms & Conditions govern access to and use of the Parvati Micro Credit Foundation website and related online information.
1. Acceptance of Terms
By accessing or using the website parvatimicro.com, you acknowledge that you have read, understood and agree to comply with these Terms and Conditions. If you do not agree with these terms, please do not use the website.
2. About the Website
The website is intended to provide information about the products, services, application processes, customer support channels and other information made available by the Foundation. Website content may be updated, changed or discontinued without prior notice where appropriate.
3. Eligibility and User Responsibilities
- You must provide information that is true, accurate, current and complete when submitting any form or application.
- You must not use the website for unlawful, fraudulent, abusive or misleading purposes.
- You must not attempt to gain unauthorised access to the website, its systems, databases or accounts.
- You are responsible for keeping any credentials, passwords or other access information confidential.
4. Loan / Financial Service Information
Information displayed on the website is for general guidance and does not by itself constitute a promise, sanction, approval or guarantee of any financial product. Eligibility, approval, amount, tenure, interest, fees, charges and other terms may depend on applicable criteria, verification, documentation, risk assessment and the relevant customer agreement.
Any application submitted through the website is subject to the applicable process and does not create an obligation to approve or disburse a facility.
5. Accuracy of Information
Reasonable efforts may be made to keep website information current; however, the Foundation does not represent that every page, description, calculation or other information will always be complete, accurate or up to date. Users should verify material terms and disclosures before relying on them.
6. Third-Party Links and Services
The website may contain links, integrations or references to third-party websites or services. Such third parties may have their own terms and privacy policies. The Foundation is not responsible for content, availability, security or practices of independent third-party websites except to the extent required by applicable law.
7. Intellectual Property
Unless otherwise stated, website text, graphics, logos, layouts, documents and other content are owned by or used lawfully by the Foundation and may not be copied, reproduced, modified, distributed or commercially exploited without appropriate permission, except where permitted by law.
8. Prohibited Activities
- Uploading malicious code, viruses or harmful material.
- Attempting to disrupt or interfere with website operations.
- Using automated means to scrape or collect information in a manner that violates applicable rules.
- Impersonating another person or organisation.
- Using website information to facilitate fraud, deception or any unlawful activity.
9. Electronic Communications
When you communicate with the Foundation electronically, you consent to receiving communications electronically where permitted by applicable law. Electronic communications may be subject to transmission, delivery or technical limitations.
10. Privacy
Use of personal information submitted through the website is subject to the applicable Privacy Policy and other legally required notices. Users should review the privacy information before submitting personal data.
11. Website Availability and Security
The Foundation may modify, suspend or discontinue all or part of the website for maintenance, security, operational or other reasons. While reasonable measures may be taken, no website can be guaranteed to be continuously available or completely free from technical issues or security risks.
12. Limitation of Liability
To the extent permitted by applicable law, the Foundation shall not be responsible for losses arising solely from reliance on general website information, temporary unavailability, third-party services or technical interruptions. Nothing in these terms is intended to exclude or limit liability that cannot lawfully be excluded or limited.
13. Indemnity
To the extent permitted by applicable law, users are responsible for consequences arising from their unlawful use of the website, misuse of credentials, submission of false information, or violation of these terms.
14. Changes to These Terms
These Terms and Conditions may be revised from time to time. Updated terms may be published on this page with a revised effective date or version. Continued use of the website after an update may constitute acceptance of the revised terms to the extent permitted by law.
15. Governing Law and Jurisdiction
These terms shall be interpreted in accordance with applicable laws of India. Any dispute shall be subject to the jurisdiction of the courts/authorities having lawful jurisdiction, subject to applicable law and any contractual dispute-resolution mechanism.
16. Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue to the extent permitted by law.
17. Contact and Grievances
For support, questions or complaints, customers may contact the Foundation using the official contact details listed on this website and in the applicable grievance redressal policy.
Contact Us
For questions or concerns regarding this policy, please contact Vijendra Choudhary at +91 946 089 0075, or email support@parvatimicro.com / customer@parvatimicro.com.